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Deborah Shane, is Someone you can trust Call Me 949-521-3512 You’ll be happy you did.
Hello again and thank you for visiting Real Estate Orange County, by way of my website. I have an Orange County home and Foreclosure Orange County search. Also my Orange County Realty site is power packed with lots of awesome information. Of course we have homes for sale in Orange County, including homes in San Clemente, Dana Point houses, Laguna Beach home, Laguna Niguel home, Newport Beach house, Rancho Capistrano and a Capistrano home, Mission Viejo house and more. We are Orange County Realtors, ready to help you with any Real Estate need. Also search the real Orange County MLS! Right here.
Don’t Wait! Call Deborah Shane or Email me Today! 949-521-3512 CaCoastalProperties@gmail.com
Orange County Foreclosure Search, Click Here!
NEWS FLASH! Rates are still going down. How low can they go? Buy Now! Here’s the latest National Averages
National Avrg: 1/2/2012 ~ 30 Yr Fixed: 3.95% ~ 15 Yr Fixed: 3.24% ~ 5 Yr Adj: 3.09% ~ 3 yr Adj: 3.01
Save you house! Foreclosure help! Is here, with an approved short pay on your mortgage? Short Sell your house and avoid Foreclosure! Yes the law says you can! What are the steps? Let me help you. Orange County Realtor, Deborah Shane the Short Sales Expert, can show you what you need to get a short pay on your mortgage and help you through the process from start to finish and save your credit. Get Current Market Value now. So Call me TODAY! I will help you! 949-521-3512
Looking for the best Mortgage? A good Lender? The National Federal Reserve has wonderful advice, straight from the horses mouth, go here to read all about it: US Federal Reserve Mortgage Help
Check Out HOUSING TRENDS IN ORANGE COUNTY Packed with Orange County Housing Information. Say what you want about, or ask any question about the Orange County Real Estate Market, or what ever suites your fancy, at our OC BLOG
We are the Property Management Orange County Network, for Expert Property Management of your Investments. We have Awesome Orange County Property Managers, with over 15 years experience. OC Management Services, in Orange County Ca. Let our OC Property Management Team take the worry out of your life. Call Today, Don’t Wait: 949-521-3512
We have Orange County Real Estate and Orange County Ocean View Estates from: $500,000. to $1,000,000. and $1,000,000. to $5,000,000. or more than $10,000,000. to $60,000,000. and up. Mansions, Castles, Estates and Homes. From a San Clemente Home, to a Dana Point Home, or Laguna Beach home. A Newport Beach Home is lovely, Laguna Niguel homes, or another Orange County house. Also Rancho Capistrano, Homes in San Juan Capistrano, Talega Homes & Newport Beach house. For instance.
Check out this Gorgeous 14,000sf Orange County Estate Hideaway. With 9 Bedrooms & 10 Baths, Hill Top Drive Home in San Juan Capistrano, Ca. Click Here! Only $4,975,000.00 Call Today For More Details: 949-521-3512
Oh and by the way, check out the Orange County Lifestyle! With lots of things to do and enjoy. Do you love Live Music? We have got you covered, with live Jazz in Orange County. Join us on Saturday Nights at the 5 Star Saint Regis, Lobby Lounge from 8:00 to 12:00pm. Jazz at Laguna Coffee Company will get you going with Jazz & Fresh Ground Coffee every Saturday Mornings 10:00 to 1:00 pm. The Vintage Stake House Live Music Saturdays, call for info. Salt Creek Grill Sunday Brunch Jazz 11:00am to 3:00pm. Newport Beach Live Jazz Piano Bar every Sunday & Monday Night 8:00 to 12:00 Sunday and 7:00 to 11:00 on Monday, with Richey and Friends. Live Music at the St. Regis Lobby Lounge, Thursday – Saturday 8:00pm to 12:00. Yes! Orange County live music is alive and well. Also, Visit my Jazz Band in San Clemente page on Gig Salad.
Oh! I forgot to mention, I’m a Singing Realtor :0) I sing jazz, sell houses, manage and lease properties too, for all kinds of folks. Of course, I also give them a song sample if they want it and they usually do. Oh did I mention, I have a huge following of supporters and friends that love jazz and like to come and see us?
12 tips for 2012, aimed largely at the group that needs the most help — home sellers.
Price it right from the get-go
The old-school strategy of real estate sellers crossing their arms and holding out for a better offer will be brushed off by most homebuyers. Consider that of the homes that took four months or more to sell in the past year, almost half of their owners accepted less than 90 percent of the asking price, according to the National Association of Realtors. For a gauge, have your agent produce the latest comparable sales including short sales and foreclosures as well as a recent summary of sales prices versus original list prices. But be wary that such information doesn’t reflect the homes that failed to sell.
Put your best footage forward
Prep, paint, stage, scrub, improve, repeat. Efforts can include caulking, plastering, planting flowers, adding potted plants, making the windows spotless, pressure washing that oily driveway, edging the walks, trimming the bushes and trees, and mending the fences. None of these is excessively capital-intensive, but when applied en masse, they say “buy me.”
Be flexible
I’m not saying bend over backward to accommodate real estate buyers. Bend forward and sideways, too. Be ready to negotiate and offer extras such as closing costs, paid property taxes, remodeling work (or a cash credit), appliances, paid condo association/homeowner association dues, a few months of mortgage payments or even seller financing. Home sellers who’ve been on the sidelines and who advised their agents to ignore offers by lowballers don’t have that luxury now. Instruct your agent to listen intently to prospective homebuyers’ misgivings about the home and adjust accordingly and immediately.
Trump your techno-fears
Hire a listing agent steeped in mobile platforms. Sellers and buyers are routinely using Facebook and other social media to sell and seek, not to mention dozens of online selling sites. Some owners are even making YouTube videos to showcase their homes, making it easier to quickly link to potential buyers via email. There’s also an abundance of smartphone apps cropping up to review real estate listings and refine searches.
Don’t fall prey
Fraudsters are targeting distressed homeowners with “deals” that can sound perfectly legit. Some offer loan modifications for upfront fees while others offer fee-based “help” in navigating government housing assistance programs, sometimes claiming they’re attorneys. There are also con-artist “investors” compelling desperate owners to sign over their homes with quitclaim deeds in return for a typically empty promise to remain there indefinitely. Others are telling former owners they can get their homes back for a lump sum. Be forewarned: Never sign blank documents or documents with blank lines.
If you’re unsure of an offer, have an attorney or other trusted adviser look it over. Keep in mind that a law barring firms — except attorneys — from charging upfront fees for mortgage relief or mortgage modification took effect in 2011. It’s called the Mortgage Assistance Relief Services Rule.
Finance 101
Realize it’s harder to qualify for loans these days. Credit records are under greater scrutiny, and lenders are often demanding a 20 percent down payment and some pricing flexibility from the sellers, especially if the lender’s appraisal doesn’t reach the asking price.
Consider cash offers, even if they’re not the highest. Reject too-low offers from homebuyers gently and with encouragement, telling them they’re oh-so-close. You don’t want to give away the farm, but you don’t want to give it back to the bank either. These days, meeting halfway usually means meeting buyers on their half.
Be your own spokesperson
Agents once advised home sellers to retreat from view during showings, lest they disclose something unsavory or otherwise botch the deal. That’s changed. If you can control your ego and emotions and come off as an earnest, flexible seller, you can serve as your best spokesperson. Be ready to answer would-be buyers’ questions about the neighborhood and area schools. Be careful about making verbal promises!
Flight to quality
Worried about durability? Buyers who place a heavier focus on brick or concrete-and-steel housing may find they’re more enduring, safer and quieter.
Are you worried about sustaining value? Buy near a prestigious hospital, university, large government employer or newly vibrant central business district. These entities typically aren’t going away, and the demand for good housing around them won’t either.
Expand your buying universe
There’s still an overabundance of well-priced inventory out there, which means you needn’t immediately narrow your search to the first house you fancy. That’s especially the case with short sale homes, which can be a nightmare to close in a timely manner. There are some for-sale gems that need only a little polishing.
Shop around. Don’t dismiss foreclosures and other bank properties, pre-foreclosures, auction homes, for-sale-by-owner or lease-to-own homes. Pick at least three favorites and work from there.
‘Site unseen’ equals shortsightedness
Are you perplexed by the home valuation you did on your place on the website of a large, seemingly reputable real estate organization? Puzzled how that valuation can be 25 percent or more above or below a firsthand appraisal you’ve had done? Well, value estimates on these sites can vary widely, sometimes by hundreds of thousands of dollars, even by the admission of the companies themselves. There are way too many variables in the valuation game to give too much credence to blind, algorithm-based estimates that are impersonally calculated. Nothing beats a nuanced firsthand professional property evaluation, done and researched by your trusted agent or a professional appraisal. By the way, many appraisers get their comparables from the agents involved in the listing.
Expand your buyer’s due diligence
Aside from the financial details, contracts, disclosures and protections you typically tend to, as you prep to buy a home, add these to the list:
- Hire a title company to check the house for liens and tax arrearages.
- Hire you own inspector. Don’t use the seller’s!
- Have the inspector check for un-permitted work such as illegal room additions and garage conversions.
- Consider the overall energy efficiency of the home with an energy audit.
- Be sure property lines are accurate. If there’s any question, hire a land surveyor to research the original deed and to stake out the property’s lines and your neighbors’ property lines to avoid future disputes.
Make a quality-of-life due-diligence checklist
- Go to the National Sex Offender Public Website at Nsopw.gov to search for neighborhood predators.
- Spend some time around the neighborhood and briefly interview neighbors. Determine if there are noisy neighbors, signs of gang activity, nocturnal barking dogs, indigent lingerers, frequent loud parties and/or suspicious nighttime visits. Are there lots of rental homes? Is the block a cut-through point during rush hour? Does the school bus go past the block? Is there a restrictive homeowners association?
- Determine what types of buildings can be constructed on vacant lots adjacent to the neighborhood. This helps avoid unpleasant future surprises. Is there constant noise from a nearby highway or busy street? Are there odors from nearby industrial plants?
Click here to find: 5 Great Things about owning your own Home
Housing to gradually improve in 2012, NAR economist says
Gradual improvement in the housing market is expected next year, with existing-home sales edging up 4% to 5% and new home sales getting an even bigger boost off this year’s record lows, the chief economist of the nation’s largest real estate group said Friday.
Lawrence Yun, chief economist of the National Association of Realtors, said, Tight mortgage credit conditions have been holding back homebuyers all year, and consumer confidence has been shaky recently. Nonetheless, there is a sizeable pent-up demand based on population growth, employment levels and a doubling-up phenomenon that can’t continue indefinitely.
Yun, who made his comments during the annual NAR conference for real estate agents under way in Anaheim, California, projected gross domestic product growth of 1.8% for 2011, rising to 2.2% in 2012 with the unemployment rate declining to 8.7% by the second half of 2011. Mortgage interest rates, he predicted, would gradually rise from record 2011 lows to 4.5% by the middle of 2012.
Very favorable affordability conditions will dominate next year as well, which will probably be the second best year on record dating back to 1970. Our hope is that credit restrictions will ease and allow more homebuyers to take advantage of current opportunities.
Existing-home sales are forecast to edge up about 1% this year. Based on NAR’s current projection model, existing-home sales would total 4.96 million in 2011. NAR is revising downward existing-home sales totals in recent years although it expects little change to previously reported comparisons based on percentage change.
New-home sales for 2011 are projected at 302,000 this year, a record low, with expectations that they will rise about 23% to 372,000 in 2012. Housing starts are forecast to rise about 8% to 630,000 from 583,000 in 2011. With falling inventory, the median home price should rise in 2012, he said. Home prices have yet to show a definitive stabilization pattern in most areas. Still, given an over-correction in prices, there likely will be moderate appreciation in 2012, Yun said.
Richard Peach, senior vice president at the Federal Reserve Board of New York, said the economy continues to disappoint. Among the significant structural impediments are the legacy of the housing boom and bust, and fiscal contrition at the state and local level.
He promoted moving foreclosures by giving incentives to military service members. My idea is to allocate certificates to 2.5 million service members who served in Afghanistan and Iraq that could be used as a down payment on a foreclosed home in the Fannie or Freddie portfolio, he said. This would help to absorb the inventory and stabilize the housing market.
Sell your home with Deborah’s Action Marketing Plan! Along with a Current Orange County Home Value Estimate. If there’s a Buyer out there for your home, they WILL see it, with my Marketing and Home Selling Plan of Action. Along with that “Call me to discuss ways I can help you save money on your transaction”. I promise to sell your South Orange County Home with full marketing services, including providing the most current home Orange County Multiple Listing Service (MLS) exposing your home to over 100,000 Realtors and their Buyers. I will put your Orange County Ca home on the World Wide Web, My site and other sites that, thousands for home-seekers go to on the Internet. Local Newspaper sites, Direct mail, Open Houses, Real Estate Signs, Beautiful Flyers and much more. I will sell your South Orange County Ca home at the best price in the shortest time possible. I will also be a strong Negotiator for you, and make sure you get the best price possible for your Orange County Home.
What’s Your Orange County Home Value Today? Pricing your Orange County Ca home correctly in this market is vital for a successful sale. I will provide you with a current, realistic Comparative Market Analysis (CMA) for your Orange County home and neighborhood. I will also take care to make sure the sell of your home and the purchase of your future home, goes as smooth and as lucrative as can be.
Buyers! Search the Orange County MLS Listings Yourself!! See Orange County MLS listings for, Homes for sale in San Clemente Ca, Homes in Dana Point Ca, Talega Homes, Houses in Newport Beach Ca, Real Estate Mission Viejo Ca, Capistrano Real Estate, Real Estate in Laguna Beach Ca & Homes in Laguna Niguel Ca. Search all South Orange County Homes and Orange County Ocean View Properties, just like a real Orange County Realtor and Orange County Real Estate Agent.
If you would like help selling or buying your Orange County home, don’t call another Orange County Realtor, Call Me! Let me help you market your home the right way, to be seen by all see my Action Marketing Plan You will see that I am a very hard working Orange County Realtor and I’m available to help you. You WILL get results! Call Today: 949~521~3512, Deborah Shane, Orange County Realtor at your service.
South Orange County houses and OC real estate. Orange County Realty at it’s best. The Beautiful Orange County beach home communities, like San Clemente, Dana Point, Monarch Beach, Newport Beach and Laguna Beach and the gorgeous inland mountains, such as San Juan Capistrano up Ortega highway, Ladera Ranch, Mission Viejo, Lake Forest, Rancho Santa Margarita, Laguna Niguel and Talega San Clemente Homes & More. The The Orange County Lifestyle is great! With lots of things to do and enjoy. Do you love Live Jazz Music? Live Music In Orange County is alive and well.
Talega Homes in San Clemente ~ in San Clemente California, there is a beautiful area that is called Talega San Clemente. It is one of the most desirable master-planned communities that South Orange County has to offer. Convenient access to awesome South Orange County Ca real estate and homes. With its peaceful and sweet ambiance, miles of open spaces and Gorgeous Talega Ca Real Estate, the amenities are abundant.
San Clemente Real Estate & Lifestyle ~ Homes in San Clemente, are charming and becoming more affordable in the current market. San Clemente is a most desirable beach village and has some of the most beautiful Orange County real estate in the west. While in our romantic little beach town, make it a point to visit the very romantic, Casa Romantica, the historic San Clemente home of Ole Hanson, San Clemente’s founder. Casa Romantica overlooks the Pacific Ocean, Dana Point Harbor and Catalina Island. It’s a fact that San Clemente has “Some of the World’s BEST Climate” with sunshine 342 days per year. The annual average temperature is 72 degrees Fahrenheit.
Capistrano Homes & Lifestyle ~ I would say, buy or sell a Capistrano Home with ease in this market. Lots of folks would love to live here and you will too. And if you’re looking for your Dream Home, this is a good place to start. San Juan Capistrano is a beautiful City, midway between Los Angeles and San Diego, 60 miles from Los Angeles, 62 miles from San Diego and just one half mile to the ocean. San Juan Capistrano is the home of the San Juan Capistrano Mission. Most Capistrano Real Estate is nestled throughout the rolling hills of the City. The beautiful weather just can’t be beat. Give me a call for a tour of Capistrano Homes and surrounding areas. Deborah Shane, Orange County Realtor.
Dana Point Real Estate & Information ~ Wether you are coming to shop, dine, play on the beach or just relax, Dana Point offers the BEST of everything, including the great year round weather conditions. The town and the Harbor offer hundreds of shops and places to eat, drink and have a great time. It’s considered one of the most romantic spots in California. Oh and did I mention, you can park your boat there too. It’s very easy to get to about halfway between Los Angeles and San Diego on the South Orange County coast and its Harbor is truly one of the most spectacular harbors in the world.
So here’s my personal commitment to you, as your South Orange County Realtor and a person who really cares, see (My Sales Testimonials). I’m easy to talk to and you have no obligation. I will do my very best to help you and take care of your home selling or buying needs.
So don’t hesitate to call me, Deborah Shane at: 949-521-3512, I will take care of you, or email me: CaCoastalProperties@gmail.com